Difference Between IBPS Bank PO Vs Clerk Exam? – Choose Wisely

Difference Between Clerk and PO Exam – What is the difference between Clerk and PO?

Most of the students are unaware of the difference between the Clerk and PO job. They can’t understand the basics behind both posts that What is work of a PO? And what is the work of a Clerk?

IBPS PO Full Form What type of students should apply for PO Job And what kind of applying for Clerk job both posts are bank office jobs but both works differ from each other. This article describes and clears your doubts about the difference between PO Vs Clerk and How to Prepare for Bank Exam?

Difference Between Bank PO and Clerk

PO Definition, Work, Exam Pattern, SalaryThe word PO stands for “Probationary officer” in the banks and is the higher grade than a clerk. A P.O. starts as a trainee officer in the Junior Management Grade Service (JMGS) of the bank and can rise to the highest grades of the bank in his vacation turning into a General Manager, a Director or even the Chairman of the Bank.

Check IBPS Bank PO Salary and Allowances complete details here. The pay for the PO at a different level is at

Junior Management Grade – Scale I: Officer i.e. PO – Rs 38703/-
Middle Management Grade – Scale II: Manager – Rs 45950/-
Middle Management Grade – Scale III: Senior Manager – Rs. 51490/-
Senior Management Grade – Scale IV: Chief Manager – Rs. 59170/-
Senior Management Grade Scale V: Assistant General Manager – Rs. 66070/-

The Probationary Officer’s job is similar to a Manager Trainee position. For a PO, the principle qualities prerequisite is decision-making skills, leadership qualities, and intelligence to tackle different situations. IBPS PO Practice / Mock Test Series Pdf.

The work done by the PO is the managerial work, PO is appointed at two years training probation period as an assistant manager in the bank and handles the work of managing cash, payments, reports, brings business to the bank, etc. Check the Latest information on IBPS PO 2020 and IBPS Clerk 2020.

Bank PO Exam Latest Updates
IBPS PO Online Registration PO Exam Dates / Schedule
PO Exam Eligibility IBPS PO Preparation Tips
PO Exam Pattern PO Exam Preparation Books
PO Syllabus PO Exam Question Papers

The PO can be appointed anywhere all over India depending on the transfer in his/her job.

The pattern of the PO exam remains the same as of clerical exam but the syllabus changes that is an addition of some topics at the higher level included in the plan like probability, data in interpretation, charts, permutation and combination which not included in the administrative level.

How to Crack Bank PO Exam Without Coaching? बैंक पीओ का सिलेबस हिंदी

Clerk Definition, Work, Exam Pattern, Salary
Clerk  It is an employee who conducts general office tasks. The clerk is always present in all the departments. The responsibilities of the clerk are to maintain the records filing, staffing service counters, screening specialists, and other regulatory tasks.

To get appointed as a clerk in an organization one has to explain the levels of the clerical grade exam. There is a proper test of vacancies of clerk in bank known as clerical cadre.

The least required age to apply for clerk exam is 20, and the maximum is 28 and the Xth passed candidates can also apply for the administrative level. SBI PO Vs IBPS PO Which is Better?

The clerk enjoys the facilities provided by the government pensions after retirement, job security, allowances, low-interest loans and has the great opportunity to learn the work under his/her seniors. It is the easiest job and secured a job especially for girls.

He is trained on the job and gets the opportunity for sustainable learning in Banking, Finance, Management and other areas of his choice. The clerk can be appointed anywhere all over India depending on the transfer in his/her job.


The Pattern of Clerical Grade Exam

The Clerical Exam held in 2 Phases

Preliminary Exam – which includes three parts or subjects reasoning consisting of 35 questions of 35 marks each, the quantitative aptitude of 35 questions of 35 marks each and English language paper of 30 questions of 30 marks each overall paper of 100 marks of 1 hour consisting of negative marking of .25 marks per question. If the student clears this exam, qualifies for the main exam.

Main Exam – which includes questions relating to subjects Reasoning, Numerical Ability, English Language, General Knowledge and Computer knowledge each topic comprising of 40 marks in total 200 marks paper including negative marking of .25 of 2 hours. If You cleared this exam now go for the final round which is document verification.

If You qualify in all of these phases, you will be appointed as a clerk in the bank and given a salary of Rs. 4410-13210 per month with all the facilities of the government.

Bank Clerk Exam Latest Updates
Clerk Online Application Form Clerk Exam Dates / Schedule
Clerk Exam Eligibility Criteria Clerk Mock / Practice Test
Clerk Exam Pattern Clerk Exam Preparation Books
Clerk Syllabus Clerk Exam Question papers

The selection confirmed by clearing the pre, mains, and the final interview. Check IBPS PO Prelims and Mains Exam pattern here. After selection, the candidate is appointed in any of the banks chosen by the ibps and the probation period or started from the date of joining. आईबीपीएस बैंक परीक्षा की तैयारी कैसे करे?

So this fundamental difference between ibps PO and clerk exam. Share this post with your all friends who are preparing for any bank exam. Check Tips for IBPS Preliminary exam preparation If you want to share anything about PO and Clerk Exam, feel free to use our comment section. Also, share your experience of bank exams.

Latest Bank Exam Study Material
Bank PO Exam Updates Bank Clerk Exam Updates
How to Prepare for Bank Exam? Bank Exam Study Material
Bank Preparation Books Bank Mock / Practice Tests
IBPS Recruitment Guide Bank Exam Question Papers


  1. Sir, mai Bca 6 sem mai hu .kya mai clerk or po kha form fill kar sajta hu .Bca abi complete ni hui h .please help me

  2. heelo sir..i m pratibha..i hv got 57% in bcom and 59% in m.com.Pls tell can I apply for both po and clerk exam.and percentage ki vjah se interview me koi problem to nahi hogi na.

  3. Hi sir

    I have done MBA in finance with 58% at madurai Kamaraj University distance education
    I have also done 10th + BA (degree) in ambetkar open University but I didn’t complete my +2, I have no intermediate certificates
    I want to work in bank
    But I don’t know I am eligible or not
    Guide me please
    Thank you

  4. hello sir my name sirisha iam doing my BA in ambedkar university now iam entering in final year so my doubt is iam eligible for ibps exam or this year atleast i can join the study centers to prepare banking exams

    • Hello, Shisha, First you complete your graduation degree then you are eligible for IBPS Exams. Yes, you can join and start your preparations for next year IBPS Exams.

  5. I done my engineering in mechanical with an aggregate of 58%. Can I eligible to apply for IBPS examination. If it’s possible then in which scale Im eligible to apply?

  6. I am an electronics and inst engg graduate.I am a fresher .i don’t have any experience in banking field.can i apply for it officer in ibps rrb post??.moreover i have done c++ CERTIFIED COURSE in my college days.

  7. Hello Ma’am, GUd Evening It’s Sweeti ,

    Ma’am I Have Done My B.com ,I Want To Give Exam Of IBPS But I have’nt Any kind of Idea Please Suggest For All

  8. For ibps clerk post….what type of job….they will give cashier post or any other post?

  9. Sir, I am MBA….iam interested to work in a bank…..I have done computer course but no certificate…but I had computer subjects in my b.com…..and can I appear for ibps exams…..??????
    I also want to know…..if I am eligible…..can I apply for both clerk and po exam at the same time….plz tell me

  10. sir, i am a mechanical (automobile) engineer(final year) and going to appear for ibps clerck 2017 and i have studied C programming as a subject in my first year of B-tech am i eligible in the area of required computer literacy if not pls provide any solution
    plsss reply sir

  11. Sir,

    It would be great if you could help me by telling which books should I use to prepare for PO level exam?

  12. Hi, can B.Tech graduate apply for PO post? Does PO post require and finance related degree, like, b.com, mba in finance ?

  13. sir, i nhave 2 years gap after 12th. will i face any problem in document verification . ibps clerk canara bank.

  14. Hey,
    I have done MBA in finance
    I want to work in bank
    But I don’t know for which exam should I prepare PO or clerk
    Guide me please
    Thank you

  15. Hi sir/mam,
    I completed my B Tech IT in 2014.I worked for Tata consultancy services for one year.I got married and currently living in USA.Can I prepare for PO post staying from here? If yes,what are the procedures I should follow?

    • Hello, Sowmiya Under eligibility criteria of IBPS Exam candidates must have nationality of India.

  16. Sir,
    My daughter is now entering into B.Com final year. Can she appear for Bank PO Exam. And another question can she apply for both PO and Clerk as well.

  17. sir i am student of science
    and i am student of 1st year bsc Mathematic so i want to know What can I ca or po preparation of whether or not either

  18. Sir i have done bcom with 55.33% from rajasthan university. But sir m not regular student..m non collegiate ( private) student.
    Sir is there any negative remark in PO interview…??

  19. Kya 17 years Ki age me ibps clerk ka form nahi bhar sakte…17-18years old person bank ka kaun Sa form bhar sakte h??

  20. Sir I have a little doubt…. I have promote in BSc math exam Part2 then it’s any effect of banking interview or carrier

  21. Is Ibps PO/Clerk has one single examination for all banks or are we supposed to give exams for different banks

    Please Clear My doubt Asap.

    • Neha, IBPS scheduled exams for at least 21 participating banks not for all. You will apply rest for all separately.

  22. Hello sir ,
    is sal ibps clerk exam ke liye interview nahi hai, to kya written pre aur main exam me questions tough puchenge????rpy…soon

  23. sir ibps po n ibps clerk m maths ka level same hota hai ????ya phir clerk ka maths easy hota hai as cmpred 2 po?????thnx sir….

  24. I bought ibps po book from book stall but i applied for ibps clerk exam can i study from ibps po book itself or should i get ibps clerk prelims book

  25. I have completed my graduation and I am confused with the posts which I hv to apply for. Clerk or PO. Which is better for me Please help me to come out of this confusion.

  26. sir . i fill ibps po & clerk form from delhi ..but i’m from Rajasthan in obc category….
    to m result me janral category me aauga kya ????
    plzzz tell me sir plz..

  27. sir i clear bcom with 72% ihave a result from univercity but still i dont get certificate from univercity can it create any problem??

  28. can i use different photo for po exam and clerk exam? and if i remain absent for po exam then will it affect for my clerk exam?

  29. Hi sir I am nallusamy finished B.E now I would like to prepare for a bank clerk exam only.
    I am plan to write this exam in next year 2017 so
    1) will it any changes in syllabus compare to 2016
    2) general awareness question based on corresponding year or not
    3) where is the best place to prepare
    Thank you


  31. Sir,Can I apply for the post of clerk?my dob is 14.10.95.and I don’t have any certificate of computer course.but I know the basics of computer which I have learnt in school.

  32. Sir kya aap mujhe bata sakte h ki ye LIC AAO, RBI Assistant, SBI PO & CLERK, IBPS PO & CLERK ka sylabus same hota h ki nhi…agar me kisi ek paper ki preparation karu to kya me sabhi paper clear kar sakta hu?

    • Lokendra kisi kisi me koi subject change ho sakta hai. baki to sab hi competition exam ka syllabus pattern approx 80 % same hi h. like Reasoning, English, Quatitative Aptitude, Gk and Computer.

  33. Sir kya aap mujhe bata sakte h ki ye LIC AAO, RBI Assistant, SBI PO & CLERK, IBPS PO & CLERK, IBPS RRB inke syllabus me difference hota h ya nhi…agar me kisi ek paper ki preparation karu to kya me sabhi paper clear kar sakta hu ki nhi? Sir agar ho sake to kya aap mujhe iska answer mail kar sakte h? Kyuki mujhe is page pe mere pahle wale qstns bhi ni mile wapas..thanks in advance 🙂

  34. sir
    i hv applied for pwd certificate but medical.board is not set up from.last 2 month. if i got the certificate after 13august 2016; can i apply for ibps 6

  35. Sir i hv done my bcom from ignou with 59.05% marks.. M i elgible for po or clerk xam.. After getting merit in xam, is there any chance of my selection bcoz of my univsty or %age.. Plz rply me sir.. Guide me shoul i do preparation for these xams or not?????

  36. Sir, can you tell me about the career growth.
    Like from scale 1 to scale 2, then scale 2 to scale 3 and so on.
    How many years it will to get promotion.

    Thank you

  37. Good aftrenoon sir i want exam pattern and tips about ibps exam sir because of i’m very fear about that exam so please guide me

  38. Sir is PO job more difficult than clerk? And will the PO get same benefits as what other government servants get?

    • Yes, in terms of cutoff and competition. No, in terms of level of exam and questions. And PO will alomst same benefits as other govt jobs.

  39. Very helpful articles.Thanks. I want to more details in IBPS PO exam so please help me.Thank you.

  40. Sir I hv sbi po xam dis week…do I get descriptive tests also in prelims?pls help…thank u…

  41. Hello Sir..
    I wanted to know that can I appear for ibps sbi PO &Clerk exams in my final year of graduation..?? And in which months these exams are held in a year..??
    Please help me out here..

  42. hello sir, ryt now i m preprng fr ssc cgl nd i also want to prep. for ibps po exam i hd go through the syllabus of bank po and wht i found is thick diff. in syllabus of both….so whts ur opinion?

  43. Sir please clear to me one thing that my b.com marksheet has a miner mistake in my father’s name.it can be a big issue for me in my varification of certificate.

  44. Sir I am working in kotak mahindra bank back office since one year …if I give ibps will my experience be considered ?…is it any way to apply for any public sector bank without giving ibps on basis of my kotak’s banking exp?

    • Hello, Nitiksha All public sector banks follow recruitment process make a notice on all of them if they announced any direct job. And your experience definitely will gives you advantage in IBPS Interview.

  45. sir I’ve cmpleted b.sc mlt (medical lab teachnician ) from vinayaka mission university .
    can I eligible for banking??

    • Yes, Operating and working knowledge in computer systems is mandatory i.e. candidates should have Certificate/Diploma/Degree in computer operations/Language/ should have studied Computer / Information Technology as one of the subjects in the High School/College/Institute.

    • CSO – Customer Support Officer
      PO – Probationary Officer
      both are different.

  46. Sir what is the minimum graduatn percentage for ibps po exam. bcz some people says that 55 percent is required for bank po exam,is ths right sir.

  47. Sir i m going on 3rd yr ..i also want to prepare for bank exam So plz suggest me..what should i do..

  48. Dear Sir ,
    I am also from West-Bengal,now i am planning to appear for IBPS clerk from Odisha, is regional language and it’s writing known mendetory…..

  49. Im from Tamilnadu, now planning to appear for IBPS clerk in karnataka. Is regional language knowledge mandatory.

  50. i m dinesh. can effect wrong date of passing in my ibps result? i filled 26/07/2013 instead 26/06/2013.plz mail me sir.

  51. Hi Sir;

    I have done my B.A; passed with minimum percentage. After then Have done my MBA(finance) in-distance with a good percentage.I have 3 years of experience in mutual funds as well. Can I be considered for bank PO exams. kindly guide me as I fall-under general category and a good job has become compulsory for my situation.

  52. Sir actually I am confused about the minimum percentage required in 12 and 10 for both PO and clerk so I want to clear my doubt regarding the minimum percentage in 12 and 10….Thank

  53. my last semester result has not been declared ..can i apply for IBPS exam ..as my result will declared in july

  54. Sir I want to know difference in difficulty level of SBI clerk prelims and IBPS po prelims.
    Which one is more difficult than other ? Or both are same ?

  55. I am going to appear for bank po preliminary exam this year the only thing that is confusing me is that will the same book (logic, English and maths) be useful for both preliminary exam and the main exam or do I need to buy another book apart from Computer and General knowledge which will be the add ons in the main exam. Kindly help Me out in this ty

  56. sir I have completed my graduation In 2015.but after S.Y I had 2 years gap . but finally I completd my graduation in science and have pass only can I apply for IBPS PO .

  57. Dear sir , my DOB is 01/07/1989 and I am in the B.A. ( correspondence ) 2nd year students. am I eligible for IBPS PO exams?

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