SBI Clerk Salary 2020: Latest Benefits, (In Hand Salary Slip + Promotion)

SBI Clerk Salary 2020 with Allowances, Promotion, After Revision and Probation Period + Career Growth Opportunities

Getting a dream job with great pay and maximum security is what every aspirant longs for. yes, bank jobs are the most sought after job in India.

A Clerk post is an entry-level post in a bank. if you are willing to work hard you can end up in a key position in big corporates.

Overall, bank jobs are one of the keys and challenging jobs in India.

Our today’s post is regarding the SBI Clerk salary, allowances, benefits, job profile, and growth.

Interested participants are keen to know what is the in-hand salary of an SBI Clerk. Read our post till the end to learn all about SBI clerk salary and promotion.

State Bank Of India (SBI) is going to publish recruitment notification for SBI clerk officer exam every year. A large number of candidates applying for it. SBI Clerk Exam is the second topmost demanding vacancy in India.

In topmost of SBI Exam 2020 today here, we are talking about the Latest “SBI Clerk salary structure 2020” and its allowances, benefits, increments, facilities details etc.

All of the candidates who want to become a Clerk Officer in SBI Bank must familiar with all details like What is SBI Clerk salary? and What is job profile of SBI Clerk? etc.

so, without much ado, let’s get started!

SBI Clerk Salary Details

Whether the person is a clerk in SBI or at any other bank, he/she plays the same role in both institutions as a part of their jobs and duties. Due to the large extension of SBI in every corner of Indian places, there is a lot of pressure on SBI clerk employees. A huge crowd also for SBI Exam too.

Salary of SBI Clerk

  • Basic SBI clerk Salary (Fresher) Rs.11,765
  • Dearness Allowance: Rs.5,312
  • Transport Allowance: Rs.425
  • House Rent Allowance: Rs.1,800
  • City Compensatory Allowance: 4-5% of basic salary
  • The increment increases with seniority. Pay scales increase with seniority.
    • Basic Salary of SBI clerk (after three years): Rs.13,730
    • Revised SBI clerk salary(after a total of six years): Rs.16,715
    • Basic Salary of SBI clerk ( after seven years): Rs.20,095
    • SBI clerk pay scale after seven-plus seven years: Rs.28,110
    • Revised Salary after 14 years: Rs.31,450

But this is also a prestigious feeling in itself because it enhances and enriches the SBI clerk salary and perks of person day-wise thus increasing their overall personality, dignity, and standard of living.

From the very beginning, when the SBI came into existence, there is a very positive remark and strong goodwill hallmark in the minds of Indian citizens.

This is because it has provided its non-stop and fast services to its customers covering every rural and urban city of India the people feel proud of being part of SBI because it not only adds perfume in their dignity job but also enhances their personality and overall living standard.

    What makes SBI different from a large number of other banking institutions. The one foremost reason is the SALARY. Do you know, that is a salary cap of almost Rs 2000 which establishes the difference between the SBI and other banks. major questions from students are
    • How much salary does SBI Clerk get?
    • What is SBI Clerk Salary after revision?
    • What is SBI Clerk Career Growth Opportunities?
    • SBI Clerk Salary and Perks
Latest SBI Clerk Exam Updates 2020
SBI Clerk Online form 2020 SBI Clerk Exam Pattern 2020
SBI Clerk Syllabus 2020 SBI Clerk Admit Card Download
SBI Clerk Eligibility Criteria SBI Clerk Online Test series
How much is SBI PO Salary? SBI Clerk Question Papers

What is SBI Clerk Gross Salary?

The gross salary is the overall package that every employee earns from his job before any deductions are undertaken. It does not include any deductions for taxes or Provident Funds or extra expenses. It is earned by the employee on a monthly or yearly basis. In SBI bank, the gross salary of SBI clerk or say, junior clerk associate is Rs 20000.

What is Basic Salary of SBI Clerk?
This salary is fixed, core and a basic one for every employee in the same cadre. This salary is mandatory to be given to every same category employee, even if he/she has not performed good in business, or achieved bonus or any promotions. This is the literally fixed amount that is fixed by the recognized organizations. According to the bank, SBI Clerk Basic Salary is Rs 11,765

What is in-hand salary of SBI Clerk?
As the name indicates, this salary is the amount which is handed to the employee in his/her hand by the employer after deducting it’s all associated and expected deductions, most probably like provident fund and other various taxes. SBI clerk cash in hand salary is around Rs 19000 on an average as their take-home pay.

SBI Clerk Salary 2020
Facilities Amount
Basic Pay Rs.11765/-
Special Allowance Rs.911.79/-
DA Rs.5311.58/-
CCA Rs. 0/-
Transport Allowance Rs.425/-
Total (without HRA) Rs.18413.37/-
HRA Rs.1176.5/-
Gross with HRA Rs.19589.87/-
Next SBI Clerk Exam Dates 2020 Latest IBPS Exam 2020

SBI Clerk Perks and Allowances

Perks of SBI Clerks include

  • Medical Cover: SBI pays 100% cost for medical treatment of a clerk and 75% for registered family members.
  • Travel Allowance: Clerks with SBI and family members are entitled to Tier-II AC train travel throughout India for holidays. The bank also arranges free accommodation at locations where it owns guesthouses.
  • Petrol Allowance
  • Newspaper & Magazine Allowance
  • Entertainment Allowance: for Cable TV and satellite TV, among others
  • House Maintenance Allowance
  • Briefcase Allowance
  • Concessional Vehicle Finance
  • Concessional Housing Finance
  • House Rent Allowance or Lease (lease is available at selected locations only)
  • Contributory Provident Fund
  • Concessional Rate for SBI Pension Plans
  • Furniture Allowance
  • Two Year Sabbatical (Leave) for women clerks as maternity leave or children’s education

SBI Offers various allowance to its employees. These allowances vary according to the posts and location of the job. These allowances are:

Perks and Allowances provided to SBI Clerk

      • Housing Facility– SBI provides fully facilitated homes on lease to their employees at their location of working. Some call it’s to accommodation services or lease rental facility. All are the same.
      • Leave policy– The leave policy of SBI is very attractive. It provides 33 days of privilege leave and 12 days casual leaves to employees. Pregnant women have the advantage to remain on leave for 2 years. Single parent or aged parents can also take sabbatical leave for 2 years. These maternal or paternal leave is exclusive to casual and privilege leaves respectively. If the employee wishes to not take privilege leaves then, in that case, he/she can convert their number of leaves in cash.
      • Travel policy– The bank also offers its employees the travel opportunity along with guest houses, holiday homes as a complete package. These clerks are offered to travel to major cities or tourist places in India itself.
      • Medical advantage -100% of medical benefits are offered to SBI employees. Not this only, their family is also provided the advantage of 75% medical reimbursement in case of any injury, sickness, or hospitalization.
      • Reliable interest rates– The employees have the advantage on behalf of SBI to take over any large asset like Car, home or any kind of loan at very reasonable interest rates.

SBI Clerk Allowances-

DA – “DA” stands for Dearness Allowance. It is part of the salary package which is fixed to meet the needs for the cost of living of the employee. Presently, it is 109% of basic pay but it may vary according to the location of the employee.

HRA – House Rent Allowance is given to only those employees who have not their homes or accommodation facility at their location of working. There is a criterion for providing 10% HRA of Basic pay or Rs 800 to clerks in the preamble of SBI. The persons owning their own house are exempted from these benefits.

The individuals who are working in busy and costly cities like Mumbai are given more HRA than those of other city workers. Here, we have divided the places of states of India according to the cost of living there into three categories- X cities, Y cities, and Z cities.

      • CLASS X Cities for Clerk post
        Hyderabad, Delhi, Bengaluru, Greater Mumbai, Chennai, and Kolkata.
      • CLASS Y Cities for Clerk post:
        Vijaywada, Warangal, Vishakhapatnam, Guntur, Guwahati, Patna, Chandigarh, Durg-Bhilai Nagar, Raipur, Ahamdabad, Rajkot, Jamnagar, Bhavnagar, Vadodara, Surat Faridabad, Srinagar, Jammu, Jamshedpur, Dhandbad, Ranchi, Balgaon, Hubli-Dharrwad, Mangalore, Mysore, Kozhikode, Kochi, Thiruvannathpuram, Gwalior, Indore, Bhopal, Jabalpur, Amravati, Nagpur, Aurangabad, Nashik, Bhiwandi, Pune, Solapur, Kolapur, cuttack, Bhubneshwar, Amritsar, Jalandar, Ludhiana, Pondicherry, Bikaner, Jaipur, Jodhpur, Kota, Salem, Trippur, Coimbatore, Madurai, Dehradun,Moradabad, Meerut, Gaziabad, Aligarh, Agra, Bareily, Lucknow, Kanpur, Allahabad, Gorakhpur, Varanasi
      • CLASS Z: all remaining cities will come under Z city category.

Recommended – Bank Clerk Prelims Mock and Sectional Tests

SBI Clerk Career and Promotion Structure

SBI clerk jobs are considered to be most prestigious as far as banking jobs in the clerical cadre are concerned.

Yes, SBI bank has a strong culture that encourages performance-based growth

Check What is the starting salary of SBI Clerk?


The above figures show that the SBI clerk starting salary is Rs 7200 as the part of Basic pay and then till 3 years he will be promoted on the basic pay of Rs400 till he gets Rs 8200. Likewise, he will get Rs 19300 at the end of his career ladder.

For Trainee Officer-

The SBI clerk needs to give a written paper to directly jump to Officer cadre from the clerk position.

An exam is conducted internally in the organization itself for the clerk cadre, where the person is entitled to have minimum 3 years of experience along with CAIIB or He/she should have experience if 4 years along with JAIIB or simply should have 6 years of service experience in SBI bank.

For PO Exam
The perks and salary of this officer are the same as that of the PO. Similarly, for OJM cadre officers, there is also a written examination that is internal in nature.

The minimum eligibility criteria for clerks is to have minimum service experience of 6 years in the bank. Otherwise, 12 years is expected to get promoted under normal promotion channels. The perks are the same as that of PO but there is a salary difference between the two, i.e. Rs 6000.

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The clerk has to fill the application form like the other candidates not on job fills and they have to follow a similar process to get selected for PO position. This is external in nature.
Apart from this, there exists a promotion channel within the clerk cadre itself. These positions stand for Senior Assistant, Special Assistant, and Senior Special Assistant.

These three different positions in the similar cadre are acquired at different time durations of banking service by the clerk employee.
One who has completed 10 years, 20 years or 30 years of service, is promoted to Sr. Assistant, Special Assistant, and Sr. Special Assistant positions respectively. The special allowance part varies accordingly. Like,
Sr. Assistant- Rs 1800
Special Assistant- Rs 2500
Sr. Special Assistant- Rs 3500

SBI Clerk Post Wise Salary Structure
SBI Senior Assistant Salary Rs.31253.00 – 105447
SBI Assistant Salary (Non-Bank) Rs.21991.00 – 77557.00
SBI Assistant Salary (Banking) Rs.17020 – 133260
SBI Clerk Probation Period Salary Rs.18579 – 75914
SBI Computer Operator Salary Rs.32252 – 75040
SBI Customer Care Assistant Salary Rs.14476 – 84186
SBI Godown Keeper Salary Rs.39574 – 71193
RK/RK cum Cashier Salary Rs.29602 – 99513
SBI Senior Stenographer Salary Rs.48502 – 81052
Spl RK/RK Cashier Rs.56113 – 132678
SBI Spl Stenographer Salary Rs.21152 – 106208
SBI Spl Assistant (Non-Bank) Rs.53873 – 137095
Spl Assistant (Banking) Rs.58782 – 190654
Sr Assistant (Nonbank) Rs.41123 – 107603
Sr Assistant (Banking) Rs.34377 – 165693

Difference Between SBI Clerk and other Bank Clerks

The difference between the two is only Rs 2000/-. That is, the SBI provides Rs 2000/- more salary to its employees apart from other common allowances and perks. Besides this, it offers the clerks some extra benefits like the scholarship to children of the employees, telephone bill benefits, extra work benefits and all.

SBI PO Salary Vs IBPS PO Salary Difference Between Clerk and PO Salary

Not only this, it provides the clerks the opportunity to expose their talent and job services at various financial platforms due to its vast and quick to avail phenomenon at every city, district, and the state of India. This helps them to understand the different and possible trends of finances thereby providing enrichment in the formula of their overall personality.

What will be Salary of SBI Clerk After Revision?

All bank employee is waiting for SBI clerk salary increment. Approx 20% – 30% growth will be expected in basic salary. Check SBI Clerk salary after 11th Bipartite Wage Settlement.

On the off chance that the Indian Banks’ Association (IBA) concur for a 20% increment, Final Basic Pay will be Rs.15, 374. Along these lines, you will get add up to 38.80% of DA and HRA on Basic Pay. Along these lines, add up to Gross Salary of Bank fresher Clerk will be Rs.21, 339/ – (Worst Possible Scenario)

In the event that IBA concurs for 25% addition, Final Basic Pay will be Rs.16,015.So, add up to Gross Salary of Bank fresher Clerk will be Rs.22,228/ – (Somewhat Good)

On the off chance that IBA concurs for 30% addition, Final Basic Pay will be Rs.16, 655. In this way, add up to Gross Salary of Bank fresher Clerk will be Rs. 23,117/ – (Good Settlement)

SBI Clerk Salary after pay revision

Increment (%) Basic Pay Total Gross Salary
15% Rs.14,733/- Rs.20,450/-.
20% Rs.15,374/- Rs.21,339/-
25% Rs.16,015/- Rs.22,228/
30% Rs.16,655/- Rs.23,117/-

And SBI Clerk’s salary after the 7th pay commission will be also in an increasing scenario.

I hope this Complete Guide on “SBI Clerk Salary 2020″ increases your overall knowledge on this topic. If I missed anything here OR you have some interesting/valuable points for this article in any form like suggestion or query please share with us in the comment section given below.

To know more about Latest SBI and IBPS Exam visit given related articles below.

Latest SBI Exam Updates 2020
SBI Exam Syllabus 2020 IBPS Clerk Notification 2020
SBI Exam Pattern 2020 SBI PO Notification 2020
SBI Question Papers SBI Clerk Time Management Tips
SBI Study Material Bank Exam Preparation Tips


  1. Sir me Indian army me sevarat hu abhi15 sal complete ho Gaya h or me graduation complete Kiya hua hu 45 percentage marks h.
    Kya me ex service man quate se eligible hu. Bank clrk

  2. Respected sir, I am serving in Indian Army & completed my service at the level of pension elligibilty. I am 36 years old & M.Com graduate. Am I eligible for Bank PO & clerk. If I will pass the IBPS/BANK PO/CLERK EXAMS, What will be the basic pay of me? Please give me suitable suggestion, I am waiting for your valuable reply. Thanking you,
    Your’s sincerely
    P Selvarajan Army


    • Raju, Notification says- Matriculate Ex-servicemen, who have obtained the Indian Army Special Certificate of Education or corresponding certificate in the Navy or Air Force, after having completed not less than 15 years of service in Armed Forces of the Union are also eligible for the post. Such certificates should be dated on or before 01.01.2018.

  4. Hello sir,
    I’m sathish from tamilnadu. I completed B.E/Mechanical Engg. With 58%. Can i eligible for attend SBI exams and Interviews.

  5. Hi sir,
    I’ve completed my graduation ( BA )from Moulana azaad Hyderabad university. May I know I am eligible for Ibps exam .

  6. Can HRA be availed when working and staying place is different? Traveling for 1 hr to work place in bus I.e., staying in Coimbatore and traveling to tiruppur.Does HRA is eligible to accommodate in Coimbatore

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